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Privacy Policy

1. Privacy Overview

General Information

The following information provides a simple overview of what happens to your personal data when you visit this website. Personal data includes all data with which you can be personally identified. Detailed information on the subject of data protection can be found in our Privacy Policy below.

Data Collection on this Website

Who is responsible for data collection on this website?

The data processing on this website is carried out by the website operator. Their contact details can be found in the section "Notice Concerning the Responsible Party" in this Privacy Policy.

How do we collect your data?

Your data is collected firstly by you providing it to us. This could be data that you enter into a contact form, for example.

Other data is collected automatically or after your consent when you visit the website by our IT systems. This data includes technical data (e.g., internet browser, operating system, or time of page access). This data is collected automatically as soon as you enter this website.

What do we use your data for?

Part of the data is collected to ensure the error-free provision of the website. Other data may be used to analyze your user behavior.

What rights do you have regarding your data?

You have the right at any time to obtain information free of charge about the origin, recipient, and purpose of your stored personal data. You also have the right to request the correction or deletion of these data. If you have given consent to data processing, you can revoke this consent at any time for the future. You also have the right, under certain circumstances, to request the restriction of the processing of your personal data. Furthermore, you have the right to lodge a complaint with the competent supervisory authority.For this purpose and for further questions on the subject of data protection, you can contact us at any time.

Analytics Tools and Third-Party Tools

When visiting this website, your browsing behavior may be statistically evaluated. This is mainly done using so-called analytics programs.Detailed information on these analytics programs can be found in the following Privacy Policy.

2. Hosting and Content Delivery Networks (CDN)

We host the content of our website with the following provider:

Webflow

The provider is Webflow, Inc., 398 11th Street, 2nd Floor, San Francisco, CA 94103, USA (hereinafter Webflow). When you visit our website, Webflow collects various log files, including your IP addresses.

Webflow is a tool for creating and hosting websites. Webflow stores cookies or other recognition technologies that are necessary for the presentation of the page, the provision of certain website functions, and the guarantee of security (necessary cookies).

For details, please refer to Webflow's Privacy Policy: Webflow Legal.

The use of Webflow is based on Art. 6(1)(f) of the GDPR. We have a legitimate interest in the most reliable representation of our website possible. If a corresponding consent has been requested, the processing is carried out exclusively based on Art. 6(1)(a) of the GDPR and § 25(1) TTDSG, insofar as the consent includes the storage of cookies or access to information on the user’s end device (e.g., device fingerprinting) within the meaning of the TTDSG. The consent can be revoked at any time.

The data transfer to the USA is based on the standard contractual clauses of the EU Commission. Details can be found here: Webflow Privacy.

Order Processing

We have concluded an order processing agreement (AVV) for the use of the above service. This is a contract required by data protection law, which ensures that Webflow processes the personal data of our website visitors only according to our instructions and in compliance with the GDPR.

Cloudflare

We use the service “Cloudflare.” The provider is Cloudflare Inc., 101 Townsend St., San Francisco, CA 94107, USA (hereinafter “Cloudflare”).

Cloudflare offers a globally distributed content delivery network with DNS. Technically, the information transfer between your browser and our website is routed through Cloudflare's network. This allows Cloudflare to analyze the data traffic between your browser and our website and serve as a filter between our servers and potentially malicious data traffic from the internet. In this context, Cloudflare may also use cookies or other technologies for recognizing internet users, which are, however, only used for the described purpose.

The use of Cloudflare is based on our legitimate interest in the most error-free and secure provision of our website (Art. 6(1)(f) GDPR).

The data transfer to the USA is based on the standard contractual clauses of the EU Commission. Details can be found here: Cloudflare Privacy.

Further information on security and data protection at Cloudflare can be found here: Cloudflare Privacy.

Amazon CloudFront CDN

We use the Amazon CloudFront CDN content delivery network. The provider is Amazon Web Services EMEA SARL, 38 avenue John F. Kennedy, L-1855, Luxembourg (hereinafter "Amazon").

Amazon CloudFront CDN is a globally distributed content delivery network. Technically, the information transfer between your browser and our website is routed through the content delivery network. This allows us to increase the worldwide accessibility and performance of our website.

The use of Amazon CloudFront CDN is based on our legitimate interest in the most error-free and secure provision of our website (Art. 6(1)(f) GDPR).The data transfer to the USA is based on the standard contractual clauses of the EU Commission. Details can be found here: AWS Legal.

Further information about Amazon CloudFront CDN can be found here: AWS Legal.

3. General Information and Mandatory Information

Data Protection

The operators of these pages take the protection of your personal data very seriously. We treat your personal data confidentially and in accordance with statutory data protection regulations and this Privacy Policy.When you use this website, various personal data are collected. Personal data is data with which you can be personally identified. This Privacy Policy explains what data we collect and what we use it for. It also explains how and for what purpose this happens.

We point out that data transmission over the internet (e.g., when communicating by email) can have security gaps. Complete protection of the data from access by third parties is not possible.

Notice Concerning the Responsible Party

The responsible party for data processing on this website is:VALUE&RISK Valuation Services GmbHOmniTurm (32nd floor)Große Gallusstraße 16-1860312 Frankfurt am Main

Telephone: 069 959 2916-0Email: sales@valuerisk.com

The responsible party is the natural or legal person who alone or jointly with others determines the purposes and means of the processing of personal data (e.g., names, email addresses, etc.).

Storage Duration

Unless a more specific storage period has been mentioned within this Privacy Policy, your personal data will remain with us until the purpose for the data processing ceases to apply. If you make a legitimate request for deletion or revoke your consent to data processing, your data will be deleted unless we have other legally permissible reasons for storing your personal data (e.g., tax or commercial law retention periods); in the latter case, deletion will take place after these reasons no longer apply.

General Information on the Legal Bases of Data Processing on This Website

If you have consented to data processing, we process your personal data based on Art. 6(1)(a) GDPR or Art. 9(2)(a) GDPR, if special categories of data according to Art. 9(1) GDPR are processed. In the case of explicit consent to the transfer of personal data to third countries, the data processing is also carried out based on Art. 49(1)(a) GDPR. If you have consented to the storage of cookies or to the access to information on your end device (e.g., via device fingerprinting), the data processing is additionally based on § 25(1) TTDSG. The consent can be revoked at any time. If your data is required for the performance of a contract or for the implementation of pre-contractual measures, we process your data based on Art. 6(1)(b) GDPR. Furthermore, we process your data if required to fulfill a legal obligation based on Art. 6(1)(c) GDPR. Data processing may also be carried out based on our legitimate interest according to Art. 6(1)(f) GDPR. Information on the relevant legal bases in each individual case is provided in the following paragraphs of this Privacy Policy.

Notice on Data Transfer to the USA and Other Third Countries

We use tools from companies based in the USA or other countries outside the EU that are not considered secure under data protection law. If these tools are active, your personal data may be transferred to these third countries and processed there. We point out that in these countries, no comparable level of data protection to the EU can be guaranteed. For example, US companies are required to release personal data to security authorities without the possibility for you as the data subject to take legal action. Therefore, it cannot be excluded that US authorities (e.g., intelligence services) may process, evaluate, and permanently store your data on US servers for monitoring purposes. We have no influence on these processing activities.

Revocation of Your Consent to Data Processing

Many data processing operations are only possible with your express consent. You can revoke consent you have already given at any time. The legality of the data processing carried out before the revocation remains unaffected by the revocation.

Right to Object to Data Collection in Special Cases and to Direct Advertising (Art. 21 GDPR)

IF DATA PROCESSING IS BASED ON ART. 6(1)(E) OR (F) GDPR, YOU HAVE THE RIGHT TO OBJECT TO THE PROCESSING OF YOUR PERSONAL DATA AT ANY TIME FOR REASONS ARISING FROM YOUR PARTICULAR SITUATION; THIS ALSO APPLIES TO PROFILING BASED ON THESE PROVISIONS. THE RESPECTIVE LEGAL BASIS ON WHICH PROCESSING IS BASED CAN BE FOUND IN THIS PRIVACY POLICY. IF YOU OBJECT, WE WILL NO LONGER PROCESS YOUR AFFECTED PERSONAL DATA UNLESS WE CAN DEMONSTRATE COMPELLING LEGITIMATE GROUNDS FOR THE PROCESSING THAT OUTWEIGH YOUR INTERESTS, RIGHTS, AND FREEDOMS, OR THE PROCESSING SERVES THE ASSERTION, EXERCISE, OR DEFENSE OF LEGAL CLAIMS (OBJECTION PURSUANT TO ART. 21(1) GDPR).IF YOUR PERSONAL DATA IS PROCESSED FOR DIRECT MARKETING PURPOSES, YOU HAVE THE RIGHT TO OBJECT AT ANY TIME TO THE PROCESSING OF PERSONAL DATA CONCERNING YOU FOR SUCH MARKETING; THIS ALSO APPLIES TO PROFILING INSOFAR AS IT IS RELATED TO SUCH DIRECT MARKETING. IF YOU OBJECT, YOUR PERSONAL DATA WILL SUBSEQUENTLY NO LONGER BE USED FOR DIRECT MARKETING PURPOSES (OBJECTION PURSUANT TO ART. 21(2) GDPR).

Right to Lodge a Complaint with the Competent Supervisory Authority

In the event of a breach of the GDPR, data subjects have the right to lodge a complaint with a supervisory authority, particularly in the Member State of their habitual residence, place of work, or the place of the alleged breach. The right to lodge a complaint is without prejudice to other administrative or judicial remedies.

Right to Data Portability

You have the right to have data that we process automatically based on your consent or in fulfillment of a contract handed over to you or a third party in a commonly used, machine-readable format. If you request the direct transfer of the data to another controller, this will only be done to the extent technically feasible.

Access, Correction, and Deletion

Within the scope of the applicable legal provisions, you have the right at any time to free access to your stored personal data, their origin and recipient, and the purpose of the data processing and, if necessary, a right to correct or delete these data. For this purpose and for further questions on the subject of personal data, you can contact us at any time.

Right to Restrict Processing

You have the right to request the restriction of the processing of your personal data. For this purpose, you can contact us at any time. The right to restrict processing applies in the following cases:

  • If you dispute the accuracy of your personal data stored with us, we usually need time to verify this. For the duration of the verification, you have the right to request the restriction of the processing of your personal data.
  • If the processing of your personal data was/is unlawful, you may request the restriction of data processing instead of deletion.
  • If we no longer need your personal data, but you require them to establish, exercise, or defend legal claims, you have the right to request the restriction of processing of your personal data instead of deletion.
  • If you have lodged an objection pursuant to Art. 21(1) GDPR, a balance must be struck between your interests and ours. As long as it has not yet been determined whose interests prevail, you have the right to request the restriction of the processing of your personal data.

If you have restricted the processing of your personal data, such data—apart from being stored—may only be processed with your consent or for the assertion, exercise, or defense of legal claims or for the protection of the rights of another natural or legal person or for reasons of important public interest of the European Union or a Member State.

SSL or TLS Encryption

This site uses SSL or TLS encryption for security reasons and to protect the transmission of confidential content, such as orders or inquiries that you send to us as the site operator. You can recognize an encrypted connection by the fact that the address line of the browser changes from "http://" to "https://" and by the lock symbol in your browser line.If SSL or TLS encryption is activated, the data you transmit to us cannot be read by third parties.

4. Data Collection on this Website

Contact Form

If you send us inquiries via the contact form, your details from the inquiry form, including the contact details you provided, will be stored by us for the purpose of processing the inquiry and in case of follow-up questions. We do not pass on this data without your consent.The processing of this data is based on Art. 6(1)(b) GDPR if your request is related to the fulfillment of a contract or is necessary for the implementation of pre-contractual measures. In all other cases, the processing is based on our legitimate interest in the effective processing of requests addressed to us (Art. 6(1)(f) GDPR) or on your consent (Art. 6(1)(a) GDPR) if this has been requested; the consent can be revoked at any time.

The data you enter in the contact form will remain with us until you request us to delete it, revoke your consent to storage, or the purpose for data storage no longer applies (e.g., after your request has been processed). Mandatory statutory provisions—in particular retention periods—remain unaffected.

Inquiry by Email, Telephone, or Fax

If you contact us by email, telephone, or fax, your inquiry, including all resulting personal data (name, inquiry), will be stored and processed by us for the purpose of processing your request. We do not pass on this data without your consent.The processing of this data is based on Art. 6(1)(b) GDPR if your request is related to the fulfillment of a contract or is necessary for the implementation of pre-contractual measures. In all other cases, the processing is based on our legitimate interest in the effective handling of inquiries addressed to us (Art. 6(1)(f) GDPR) or on your consent (Art. 6(1)(a) GDPR) if this has been requested; the consent can be revoked at any time.

The data you send to us via contact inquiries remains with us until you request us to delete it, revoke your consent to storage, or the purpose for data storage no longer applies (e.g., after your request has been processed). Mandatory statutory provisions—in particular statutory retention periods—remain unaffected.

Contact Form Plugin via Elfsight

We use widgets from Elfsight. The service provider is the Asian company Elfsight, LLC, Paronyana str 19/3, 201, Yerevan 0015, Armenia.

Through the service, data may be transferred to Armenia. We point out that Armenia is a third country not subject to the GDPR. This may result in limitations on data protection and data security.

Learn more about the data processed through the use of Elfsight in the Privacy Policy at https://elfsight.com/privacy-policy/.

5. Analytics Tools and Advertising

Fathom Analytics

We have integrated Fathom Analytics on this website. The provider is Conva Ventures Inc., BOX 37058 Millstream PO Victoria, British Columbia V9B 0E8, Canada.With Fathom Analytics, we can analyze the behavior of our website visitors. For this purpose, the IP address and user agent are anonymized immediately after capture by creating an individual hash. The hash value is stored with Hetzner in Germany for 48 hours. The hash cannot be decoded. Fathom Analytics does not use cookies, and no data through which the visitor can be tracked or logged is collected.According to Fathom Analytics, all data collected in the EU remains on EU servers.

The use of Fathom Analytics is based on Art. 6(1)(f) GDPR. The website operator has a legitimate interest in the anonymized analysis of user behavior to optimize its web offering. If a corresponding consent has been requested, the processing is carried out exclusively based on Art. 6(1)(a) GDPR and § 25(1) TTDSG, insofar as the consent includes the storage of cookies or access to information on the user’s end device (e.g., device fingerprinting) within the meaning of the TTDSG. The consent can be revoked at any time.